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Once business is closed, and all of the business assets are sold, it's to be able to think about settling what you owe. In the present economy, more than ever, banks are prepared to settle outstanding debt. Why would you? Because it costs money to sue you. It is money to sic a collection agent an individual. It costs money to assemble on a personal judgment. It is money to foreclose anyone. In other words, if you come on the table, may well willing to.

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