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Motor Vehicle Compensation

A motor vehicle is any device that is used to transport people or property over public highways and powered by mechanical means. Motor vehicles include trucks, cars motorbikes, buses, motorcycles and even airplanes.

Two studies showed that interacting and seeking compensation for an automobile crash while dealing with insurance companies was associated with increased levels of anxiety. More research is needed to determine the reason for this.

Damages

The value of a motor vehicle accident law firm vehicle crash claim is determined by the specific costs and the damages you have sustained. An attorney for personal injury can assist you in determining the appropriate amount of compensation for your particular circumstances. Damages are typically classified as "special" and "general." Special damages are calculable expenses that are not deductible, like medical expenses or car repair bills. General damages are more difficult to calculate, and include non-economic factors such as suffering and pain.

If your injuries were serious enough to be considered serious injuries under New York state law, you may be entitled additional compensation that is higher than what insurance companies will offer you. If you suffer from a permanent disability which has a significant impact on your life it is possible that you are entitled to compensation for loss in consortium or other damages not economically based.

You could also be able to recover the cost of taxis, public transportation, or ridesharing services if you are unable to not drive after the crash. Additionally, you can recover expenses for maintaining your home or yard if you are unable to maintain it due to injuries. You may also be able to claim the loss of resale value for your car that has been damaged.

In certain cases the at-fault party could be required to pay punitive damages in the event of evidence that the defendant has intentionally caused the accident. These damages are intended to penalize the person who caused the accident for extreme negligence or recklessness.

Medical bills

The victims of motor vehicle accidents often face high medical bills that result from their injuries. Certain insurance policies for cars include medical payment coverage, commonly referred to as med-pay, that can help with these expenses. This coverage is often available regardless of the person responsible for the crash.

It is crucial to remember that medical coverage cannot replace health insurance. In fact, the victim must always file a claim using his or her own health insurance first before making a claim to the at-fault driver's car insurance company. It is also possible to claim compensation for expenses like transportation costs to and from medical appointments. However, the person seeking compensation must be meticulous about tracking and keeping receipts for mileage expenses to ensure that they receive fair compensation.

In addition, No-Fault insurance can pay a victim for lost wages when they are unable work as a result of their injuries. The maximum amount that can be claimed is $2,000 per month for not more than three years. The No-Fault insurance company may be required by law to pay the full amount of any Disability, Workers' Compensation, or Social Security benefits received by the injured party.

Despite the financial aid that might be available, it could take a few months, and sometimes years, for a fair settlement to be reached. In the meantime medical debt collectors could call, and unpaid bills could have a devastating effect on your credit score. To prevent this from happening, victims must establish a lawyer-client relationship with a law firm which handles auto accidents.

Loss of wages

An accident in the car can put you in a state of financial stress. While you are unable work, medical bills and credit card debt as well as loan payments can mount up. Additionally, the loss of income could cause stress to your family. You can seek compensation for lost wages from your auto accident attorney.

You'll need to provide proof that you lost wages. This will include evidence of your salary, your hourly wage, and the number of days missed due to of injuries. You can get an employer's letter pay stubs, pay stubs, tax returns, bank statements and so on. It is more difficult when you are a self-employed professional or work on commission. However, your expert car accident lawyer can help you gather the evidence to support your claim.

You can only recover lost wages as part of your car accident claim. You are not able to get your lost wages back from disability insurance or worker's comp as this would be double recovery.

The insurance company that is no-fault will send you to a physician they employ to examine you and determine whether, in the physician's opinion, your injuries hinder you from working. This is known as an independent medical exam (IME) and you must be aware that the doctor who conducts your IME is biased towards the insurance company.

Pain and suffering

As opposed to medical bills or lost wages, it's difficult to estimate the suffering and pain caused by a motor vehicle accident. It can be more debilitating than physical injuries, because the trauma of a collision can cause emotional issues, such as PTSD. For instance those suffering from PTSD may suffer from anxiety and insomnia, which can prevent them from getting restful sleep or unable to drive because of fear of another accident or being hit again.

An attorney can assist you determine the total value of your non-economic damages and work with a jury determine how much to award for your suffering and pain. The severity of your injuries and their impact on your daily life could significantly impact the amount, so it may be worthwhile to keep a diary to keep track of how the injury affects you or having friends or family members write a statement about your condition.

Some states cap the amount of compensation for suffering and pain. New York does not have any cap, however, victims are only able to make a claim and motor vehicle accident law firm seek damages for serious injuries. A Manhattan lawyer who handles car accidents can help you determine the actual costs of your injuries and show that you have the right to a fair settlement.