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Motor Vehicle Legal Terms

The laws that govern motor vehicle claim vehicles vary from state to state. In general, the law assumes that the vehicle is operating with the permission of its owner.

The mortality rates are influenced by laws that increase penalties and make revocation automatic or target social hosts. Mandatory education, treatment for alcohol, and interlock devices all have small effects.

Legal Definitions

The laws governing motor vehicle legal terms are defined and determined at the state level. The various definitions that are used for matters related to national requirements for fuel economy and licensing standards for commercial vehicle drivers serve mainly for to serve administrative purposes, and do not apply to states that determine their own registration classifications. The classifications of a vehicle's registration determine whether a driver must obtain a special license to operate certain kinds of vehicles.

The laws of the state define terms like "automobile," "light trucks" and more. For example the definition of a light truck comprises any motor vehicle that has an rated carrying capacity by the manufacturer of less than 7,500 pounds. This excludes pickup trucks as well as panel delivery trucks. This includes any vehicle or combination designed to transport people or property within its own structure. This includes manufactured homes and trailers.

Wheel chair is a conveyance equipped with wheels and is utilized by people who are physically disabled and unable to walk. Mopeds are motor vehicle that has no more than three wheels that are in contact with the ground that is able to travel at a speed of not more than 35 miles per hour.

A pedicab is a motorized vehicle which is driven by an operator sitting on it. The owner of an automobile is the person who owns the legal title.

Traffic Laws

Typically, each state has its own set of motor vehicle laws that regulate everything from the registration process to insurance requirements. These laws also cover the kinds of vehicles covered by law. Some of these laws are akin across states, while other laws differ significantly. There are laws that restrict the number of people that can be transported by pedicab. There are laws that prohibit reckless driving on certain types of roads, including parking spaces.

If you break these laws, you could be punished and fined. The penalties could range from being able to have your driver's license suspended and being required to attend an traffic school.

The law governing speed limits on roads is among the most important laws that states have. In New York, for example it is stated that the speed limit for commercial vehicle is the same as that of an automobile.

It also defines a "motor vehicle" as any type of vehicle or other device that is powered mechanically and is used on the highway to transport property or people or for commercial reasons. The law does not apply to trailers, semitrailers and coaches, all-terrain and snowmobiles, motorized mobility assist devices that are operated by people with disabilities and self-propelled corn as well as harvesting machines for hay.

Insurance

A motor vehicle insurance policy is a contract between the insured and the insurer that protects against financial loss due to the liability for bodily injury, property damage to a third party, arising out of ownership and operation, maintenance or the use of a covered automobile. It may also provide protection against physical damage to the vehicle itself. It must state the address and name of the insured named, the coverage afforded by the policy, the amount payable, the duration of its effectiveness, motor vehicle legal and the limits of liability. It must also include an agreement or endorsement stating that the insurance coverage is in line with the coverage that is specifically outlined for bodily injury or death, as well as property damage.

The language used in a motor vehicle policy can be confusing for anyone, and Duncanville law firms often recommend that an individual review a sample policy to fully know the terms. One of the biggest areas of confusion is the definition of the term "motor vehicle." The phrase is used frequently in statutes that govern the registration of vehicles and financial responsibility laws.

Some examples of coverage provided under the motor vehicle attorney vehicle policy are commercial auto insurance for vehicles used in connection with commercial, business, occupations, or activities carried on for profit; automobile liability insurance which includes PIP and Motor Vehicle Legal MP; and uninsured and underinsured motorist coverage (UM/UIM). This kind of insurance is required by several states.

Permitted Use

It is essential to understand what insurance coverage is available if someone other than the named insured or a family member is driving your car and causes an accident. This concept is referred to as permissive use and the specifics of your policy may differ however, in general, most large car insurance companies offer this type of insurance.

However, it is important to remember that the person driving your vehicle must have your permission to be held accountable for damages. Permission can be expressed or implied but does not necessarily require writing.

To determine if there is implied consent, courts take into consideration the relationship between the parties, their prior conduct and use of the vehicle and the circumstances surrounding a particular driving incident. A court also will consider the extent to which restrictions were imposed on the permissive use, and if even slight deviation from the duration, location and limitations of the initial permission would be in violation of these restrictions.

Remember that adding a driver to your insurance is likely to increase your insurance premium up, as it makes the car more risky to insure. Therefore, you must think about your options carefully before lending your car to other people. If you're unsure whether to include someone on your policy or not, call Jerry to discuss the specifics of your insurance policy. Get a no-cost quote.