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Motor Vehicle Legal Terms

The laws governing motor vehicles differ widely from one state to the next. In general, laws assume that the vehicle was operated with the owner's consent.

Laws that increase penalties and making revocation automatic, or targeting social hosts have mixed impact on mortality rates. All of these measures, such as mandatory education, alcohol treatment and interlock devices have a slight effect.

Legal Definitions

State laws govern motor vehicle legal terms. The federal definitions of national fuel economy standards and licensing requirements for commercial vehicle drivers are primarily administrative and do not apply when states decide on their own classifications for registration. The classifications of a vehicle determine if a driver requires an exclusive license to operate certain kinds of vehicles.

These state laws define the terms "automobile," "light truck" and other. For instance light truck, it's any motor vehicle that has a manufacturer-rated carrying capacity less than 7,500 pounds. This excludes pickup trucks as well as panel delivery trucks. Also, it excludes any combination of vehicles designed primarily to carry property or passengers wholly within the structure of the vehicle, which includes manufactured homes and trailers.

A wheel chair is a device with wheels. It is usually used by people who have physical disabilities that make them cannot walk as pedestrians. A moped is an automobile with at most three wheels on the ground and that can travel at a maximum speed of 35 miles per hour.

A pedicab is a vehicle that is propelled by a driver who is sitting on it. A person who holds the legal title to a vehicle is called the owner of the vehicle.

Traffic Laws

Each state has its own set motor vehicle laws that cover everything from registration procedure to the insurance requirements. These laws also address the kinds of vehicles that are covered by law. Some of these laws are similar across states, but other laws differ significantly. For instance there are laws that restrict the number of people a person can transport in a pedicab. There are laws that prohibit reckless driving on certain types of roads, like parking lots.

If you violate the law, you could be penalized and fined. The penalties can vary from getting your driver's license revoked to being required to attend traffic school.

The law that governs speed limits on roads is one of the most important laws a state has. In New York, for example, it states that the speed limit for commercial vehicle is identical to that of an automobile.

It also defines a "motor vehicle attorneys vehicle" as any type of vehicle or Motor Vehicle Legal other device that is powered mechanically and used on roads to move property or people or for other commercial uses. It does not include semitrailers and trailers such as coaches or house trailers or vehicles that only run on tracks or rails snowmobiles, all-terrain vehicles and snowmobiles and motorized mobility aids that are operated by a person who has disabilities and self-propelled hay harvesting machines and tractors.

Insurance

A motor vehicle policy is a contract which protects the insurer from financial loss due to liability for injuries to the body or death or property damage caused by a third-party due to the running, maintaining, ownership or the use of an insured vehicle. It may also protect physical damage to the vehicle. It must state the name and address of the named insured as well as the coverage provided by the policy, Motor Vehicle Legal the amount payable, the duration of the policy's effectiveness, and the limits of liability. It should also include an agreement or an endorsement that states that the insurance offered is in accordance with the coverage specified as to bodily injury or death, as well as property damage.

Duncanville law firms frequently suggest that individuals review the sample motor vehicle policy in order to understand the terms. One of the most frequently encountered areas of confusion is the definition of the term "motor vehicle claim vehicle." The phrase is used often in statutes governing the registration of vehicles and financial responsibility laws.

Some examples of coverage under the motor vehicle attorney vehicle policy are commercial auto insurance for vehicles that are used for commercial, business, occupations, or activities which are carried out for profit automobile liability insurance, which includes PIP and MP; and uninsured and underinsured motorist coverage (UM/UIM). Many states require drivers to carry this kind of insurance.

Permissible Use

It is essential to understand how insurance coverage will work if someone other than the named insured or a family member drives your vehicle and causes an accident. This is known as permissive utilization. The specific terms of your insurance policy may differ, but most large car insurers offer this type of coverage.

It is crucial to remember that you are liable for any damages caused by a driver with your permission. Permission can be express or implied, and generally does not have to be written down.

In determining whether there is implied permission, courts examine the relationship between the two parties; their previous conduct and the use of the vehicle; and the circumstances surrounding the particular driving event in question. A court also will consider whether there were any restrictions placed on the scope of permissive use and if even one minor deviation from duration, location and limitations of the original permission would be in violation of these restrictions.

Be aware that adding a driver to your auto insurance policy is likely to raise your premiums, as the vehicle becomes more difficult to insure. It is therefore important to be aware of your options before giving your vehicle over to other people. If you aren't sure whether you should add someone to your policy or not, contact Jerry to discuss the specifics of your insurance policy and get a no-cost quote.