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Motor Vehicle Legal Terms

The laws that govern motor vehicle claim vehicles are different from one state to the next. In general, laws assume that a vehicle was operated with the owner's consent.

The mortality rates are influenced by laws that increase penalties that make revocation automatic or target social hosts. All of these measures, including mandatory education, alcohol treatment and interlock devices have a tiny effect.

Legal Definitions

State laws govern motor vehicle legal terms. The various definitions used by the federal government for matters related to national requirements for fuel efficiency and licensing standards for commercial vehicle drivers serve mostly administrative purposes and are not applicable to states that decide their own registration classifications. These vehicle classifications determine if a driver needs an exclusive license to operate certain types vehicles.

These state laws define terms such as "automobile," "light trucks" and other terms. For example the definition of light truck includes every motor vehicle with an estimated carrying capacity of 7,500 pounds or less. This excludes pickup trucks as well as panel delivery trucks. This is any vehicle or combination that is specifically designed to transport passengers or property within its own structure. This includes manufactured homes and trailers.

Wheel chair is a conveyance with wheels that is used by those who have physical disabilities and cannot walk. A moped is an automobile with no more than three wheels on the ground, and that can travel at a maximum speed of 35 miles per hour.

A pedicab vehicle is one which is driven by a driver who is sitting on it. The owner of an automobile is the person who is the legal owner.

Traffic Laws

Typically, every state has its own set of motor vehicle laws which deal with everything from the registration process to insurance requirements. The laws also deal with the types of vehicles that are covered by the law. While certain laws are fairly similar between states, others are quite different. For instance there are laws that limit the number of persons a person can transport in the pedicab. There are laws against reckless driving in certain types of roads, including parking lots.

Someone who operates a Motor vehicle law vehicle in violation of these laws can be fined and punished for violating these laws. Penalties can include being unable to drive or having your license suspended, or the requirement to take a traffic class.

One of the most important laws in a particular state regarding automobiles is that it governs the speed limits that are placed on roads. In New York for example, Motor Vehicle Law the speed limit is the same for commercial vehicles as it is for automobiles.

The law also defines the definition of the term "motor vehicle compensation vehicle." This covers every description of a carriage or other device that is powered by mechanical force and used on a highway to transport people or property or for any other commercial use. It excludes semitrailers and trailers, coaches or house trailers, vehicles that run only upon rails or tracks, snowmobiles and all-terrain vehicles, motorized mobility assistance devices that are operated by a person who has a disability and self-propelled corn or hay harvesting machines and tractor.

Insurance

A motor vehicle insurance policy is a contract that protects the insurer from financial loss in the event of bodily injury, death, or property damage caused by a third-party arising from operating, ownership, maintenance or use of an insured vehicle. It can also provide protection against physical damage to the covered vehicle. It must contain the name and address the named insured as along with the coverage provided by the policy. It also contains cost of the policy, the period for the duration of the policy in effect, as well as the limits of liability. It should also contain an agreement or endorsement that the insurance is provided in accordance with the coverage stated therein as respects bodily injury or property damage, and is subject to all the provisions of this chapter.

The language in a motor vehicle policy can be confusing to the average person. Duncanville law firms typically recommend that an individual review the sample policy to understand the terms. One of the most frequently encountered confusions is the definition of "motor vehicle". This phrase is used in a number of statutes that govern vehicle registration and financial responsibility laws.

Examples of the coverages that are covered under an insurance policy are commercial auto insurance for vehicles that are used for commercial, business establishments or for employment, activities, or occupations performed for profit, as well as automobile liability coverage, which comprises PIP MP, MP, as well as uninsured and underinsured motorist coverage (UM/UIM). A majority of states require drivers to carry this kind of insurance.

Permissible Use

It is essential to understand the way insurance coverage works in the event that someone other than the named insured or a family member drives your vehicle and causes an accident. This is referred to as permissive use. The specific terms of your insurance policy could differ, but the majority of large car insurers offer this type of coverage.

It is important to remember that you are accountable for any damages caused by a driver who has your permission. Permission can be express or implied, and it usually does not have to be recorded.

In determining whether there is implied permission, courts consider the relationship between the parties, their previous conduct and the use of the vehicle; and circumstances surrounding the particular driving event that is in question. A court also will consider whether any restrictions were imposed on the permissive use. It will also consider if an unintentional deviation from the date, time, and location restrictions of the original permission would be in violation of these restrictions.

Remember that adding an additional driver to your auto insurance policy is likely to raise your premiums, as the vehicle becomes more difficult to cover. It is therefore important to consider your options carefully prior to lending your vehicle out to other people. Contact Jerry to receive a no-cost insurance quote and to discuss the terms of your policy.