공지사항

What Is Injury Compensation?

Injury compensation is the money given to injured workers to pay for their injuries resulting from accidents at work. These losses include medical expenses, lost wages, future income and loss of enjoyment of life.

You can get this money through two ways: either through a settlement or by filing a lawsuit. A lawyer can review the case and tell you which one is best for you.

Medical Treatment

Medical treatment is a major part of your injury claim. The insurance company will cover reasonable and necessary medical treatment. This includes medical bills from medical professionals and Injury compensation specialists. The insurance company will reimburse you for prescriptions and over-the-counter medications and travel expenses to get to and from medical appointments.

Depending on the nature of your injury you may require assistive equipment like wheelchairs, canes or special clothing. You may also be able to claim reimbursements for home modifications such as ramps and stair lifts. Medical expenses include diagnostic tests that are required to diagnose injuries and evaluate your recovery. You may also claim reimbursement for any procedure needed to treat your injury settlement. The workers' compensation board establishes guidelines for medical treatment for doctors to follow. These guidelines permit your health care provider to perform the majority of your treatment without contacting the insurer for authorization.

Consistently following your physician's advice will significantly aid your case. If the defendant or Injury Compensation insurance company finds that you've been avoiding appointments or playing tennis on weekends despite claims of injuries, they'll argue that your injuries aren't as severe as you say. On the other on the other hand, if your routinely seeing health care professionals and receiving extensive medical treatments, they will have to admit that your injuries are serious.

Lost Wages

Injuries are not only physically painful, but they can cause financial damage as well. The costs of treatment could quickly mount up and injured patients also need to consider losing wages while recovering from their injuries. If you've missed work due to injury claim, you could be entitled to compensation.

Proving lost wage is a complicated and time-consuming procedure that requires specific evidence. It's important to include copies of your previous pay stubs along with income tax documentation. These documents can be utilized by your lawyer to demonstrate the total amount of lost income because of your injury.

Your lost wages may include your regular hourly or salaried income possible overtime bonuses, commissions, bonus payouts and more. You can also include any benefits you no longer get, such as free meals or car allowances.

You can also claim compensation for the days that you did not work due to your injury because you had to use sick or vacation leave to cover the days. Your attorney can calculate the fair value of these days and request reimbursement from the party responsible. If your injury is long-lasting, your lawyer may also seek compensation for future earning potential. This is a much more complex procedure that involves hiring a forensic accountant or actuary to demonstrate the loss of your future earning potential.

Medical Costs

Based on the severity of your injuries, you may have to pay for medical bills that put a strain on your financial wellbeing. Serious injuries may also prevent you from earning money and putting in a long amount of time. This can put the financial burden on both you and your family members.

You can claim compensation for all medical expenses, including ambulance rides, doctor visits, x-rays and doctor visits, hospital treatment, medication, supplies and orthopedic devices. You may also be eligible for reimbursement for travel expenses to and from medical appointments, and also therapy. You must keep receipts for all medical-related expenses, since you will be reimbursed based on the actual costs.

Attorneys and insurance companies often use your medical bills as a base point to calculate the special damages. Then, they will multiply that amount by a factor of 1.5 to 5 to determine your general damages. In general, minor injuries are in the lower part of the range, while serious or long-lasting ones are at the top end.

The Kocian Law Group has the expertise to ensure that you receive the entire amount of medical compensation you are entitled to. We will fight to convince insurers to pay the entire amount of treatment the health care provider recommends -- even if the insurance company disputes the need or the reasonableness of the treatment.

Pain and Suffering

The injured victim is entitled to compensation for emotional and physical pain. The physical pain and injuries can be a result of the past and future medical treatment. Anxiety, stress shame, embarrassment and sadness may also be considered.

It is hard to put the value of the pain and suffering that comes from an accident, especially when permanent injuries are involved, such as being in a wheelchair or being blinded. It is vital that accident victims receive the assistance of an attorney to collect sufficient evidence to prove their loss.

In some cases the party who was injured will settle the case without the need to go to trial. This is called an agreement to settle and will usually involve an insurance company. The insurance company may use either the multiplier method or the per diem method to calculate pain and damages.

Both the multiplier and per diem methods are used by courts to determine the amount of compensation for the emotional and physical pain suffered by victims of accidents. Both methods have pros and cons to them however, the amount is decided by the jury in the case. An attorney for personal injury can help accident victims gather evidence to back up a convincing claim. Adam S. Kutner & Associates lawyers can assist you in the investigation of your case and help you prepare the case for court or settlement.